Now that Apple’s WWDC 2026 event has wrapped up, many are curious about the changes iOS 27 will bring to app functionality. This year’s WWDC felt more like Google I/O, with AI taking center stage as the top priority. While Apple’s approach to AI felt more approachable than Google’s recent flood of AI announcements, artificial intelligence wasn’t the only highlight. On Tuesday, Apple revealed additional details about iOS 27, including several upgrades to Apple Wallet.
Apple Wallet is a widely used app that lets you pay for everyday items, send cash to other iPhone users, and even add your ID or driver’s license in supported states. In the coming months, it will become even more powerful. Here’s what iOS 27 adds to Apple Wallet.
**Snap‑quick bill splitting**
Splitting a tab can be a hassle, but Apple Wallet is about to make it effortless. Soon, you’ll be able to point your camera at a receipt in Siri Mode, and Apple Intelligence will identify the items and turn them into actionable entries. You can then pick the items you’re responsible for, instantly see how much you owe, and send your share via Apple Cash. This feature will be accessible in Apple Wallet, Messages, and through Apple Intelligence in the iPhone’s camera app.
**Turn physical cards into digital passes**
Although Apple Wallet is popular, many loyalty cards, membership cards, and tickets still can’t be added. iOS 27 removes that barrier. Using Siri Mode in the camera app, you can place a physical card with a barcode in view, and Siri will convert it into a digital pass for easy access, eliminating the need to carry the physical card. These passes can also be created directly within Apple Wallet and pinned to the Smart Stack on Apple Watch for wrist‑level convenience.
**Enhanced digital key experience**
You can already unlock hotel rooms with your iPhone via Apple Wallet, but a richer experience is on the way. The updated feature will display more trip details, provide activity updates, and let you access services straight from Apple Wallet.
**Redesigned Apple Pay checkout**
Apple will roll out a refreshed checkout flow for Apple Pay. You’ll be able to swipe through available cards, making it simple to select your preferred payment method. Eligible cards will also show extra data such as reward balances, pay‑later options, debit account balances, and more. Later this year, Apple will add the ability to fund eligible debit cards in Apple Wallet and support online checkout funding.
**Tap to Share**
This fall, Apple introduces Tap to Share for in‑store Tap to Pay transactions. The new feature lets you quickly connect to a merchant’s iPhone and securely share personal information with a few taps, streamlining the shopping experience. Once linked, you’ll see your basket items in real time, track purchases, and pay directly with Apple Pay without needing another tap.
